14 October 2010 | Steven Mills
Where moneys advanced by a lender are used to pay off an earlier security, can the lender be subrogated to the rights under that earlier security so that it obtains priority over later charges?
On...
Tags on this discussion: banking banks charge charging order equitable charge legal charge subrogation
14 October 2010 | Shimon Shaw
As we have reported previously the Government have been looking at restricting Pensions relief for some time now.
The Treasury have just now issused the following press release, which we will consider...
Tags on this discussion: HMRC pensions pensions tax relief tax tax relief Taxation
7 October 2010 | Michael Oberwarth
The Department for Communities and Local Government has published new Guidance to the Mortgage Repossessions (Protection of Tenants etc) Act 2010 (MRPTA).
The growth in the letting of property and the...
Tags on this discussion: banking banks Landlord landlord and tenant lenders Mortgage repossession Repossession tenants
28 September 2010 | Karen Jacobs
The OFT has identified a number of concerns in relation to the debt management industry. The consumers may be vulnerable and the issues which confront them can be complex. There are a number of government...
Tags on this discussion: banking banks consumer advice consumer credit enforcement OFT
28 September 2010 | Shimon Shaw
As was reported in the Sunday Telegraph, HMRC has written to more than 200 HSBC account holders who are believed to have failed to declare huge sums of interest from private deposit accounts held with...
Tags on this discussion: bank accounts HMRC HSBC Switzerland tax tax avoidance tax evasion Taxation
17 September 2010 | Tim Constable |
The Bribery Act 2010 continues to make headlines. The Bill is now an Act, some sections are already in force with the balance due to come into force shortly.
See my article on the Act published...
Tags on this discussion: brand High Court Litigation unlawful
8 September 2010 | Jackie Hanlon
Part 55 of the CPR which deals with possession proceedings is being amended from 1 October. The amendments are as follows:
Unauthorised tenants living in a mortgaged property are allowed to apply to...
Tags on this discussion: banking banks Mortgage repossession Repossession
7 September 2010 | Clare Stothard
The Independent Commission on Banking has now launched a website http://bankingcommission.independent.gov.uk/bankingcommission/
The Independent Commission on Banking will consider the structure of...
Tags on this discussion: banking banks competition law consumer protection retail
31 August 2010 | Steven Mills
His Honour Judge Waksman has delivered another judgment in favour of lenders. The claims all related to the interest rates stipulated on a regulated agreement relating to credit cards. The central...
Tags on this discussion: APR banking banks consumer credit consumer credit act consumer laws consumer protection contractual term interest interest rate
24 August 2010 | Steven Mills
BIS, the Department for Business Innovation & Skills has published a quick start guide and more detailed guidance on the regulations implementing the Consumer Credit Directive.
Please see the link...
Tags on this discussion: banking banks consumer credit act consumer credit directive