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Budget 2010 – Stamp Duty changes

24 March 2010 | Shimon Shaw | 16 comments

Whilst I am slightly loathe to post a pre-budget rumour this one is sufficiently headline grabbing to warrant some attention. The BBC have reported that Chancellor Alistair Darling is to announce in...

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HMRC information bulletin for non-resident landlords

11 March 2010 | Shimon Shaw

The non-resident landlords scheme is a good example of a trap for the unwary. Whenever a tenant pays rent to a landlord that is non-resident, or to a letting agent who then pays the rent to a non-resident...

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What does 2010 hold for the first-time buyer?

5 March 2010 | Sarah Wilkins

We have all heard the encouraging news in relation to the housing market improving, but what is the reality? First-time buyers have had a notoriously hard ride obtaining mortgages, with many lenders requiring...

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Residential developers see strength in the housebuilder and new homes market

4 March 2010 | Sarah Wilkins

Housebuilders have reported increased sales and rising house prices for the end of last year, but is this the end of the housing slump or is it wise to be cautious over what will happen in 2010? The...

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Jargon busting for first time buyers

8 February 2010 | Sarah Wilkins | 1 comment

Buying a property can be a daunting process, with so much you need to know and understand. I have attempted to explain some of the terms you may have come across or are hearing throughout your journey...

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New model leases for shared ownership properties

8 February 2010 | Sarah Wilkins | 1 comment

A new model shared ownership lease aimed at creating more certainty for lenders and more clarity for purchasers of New Build HomeBuy property has been created by the Homes and Communities Agency (HCA). The...

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What is the difference between shared equity and shared ownership?

8 February 2010 | Sarah Wilkins | 2 comments

You are not alone if you are not sure of the differences between shared equity and shared ownership.  So what is shared equity? You purchase a property and own 100% of it, but you obtain a mortgage...

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Staircasing – how to purchase further shares in your shared ownership property

28 January 2010 | Sarah Wilkins

Maybe you are considering buying a property or have already purchased a property on a shared ownership basis and want to understand a little more about what you can do in the future. Staircasing - what...

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MyChoice HomeBuy – assisting first-time buyers with an equity loan to ‘top up’ the purchase price

27 January 2010 | Sarah Wilkins

MyChoice HomeBuy is a government financed homeownership scheme that enables buyers to get their foot on the housing ladder by choosing and buying a home of their own on the open market with the assistance...

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Homebuy Direct: A lifeline for residential developers and first time buyers alike?

27 January 2010 | Fiona Baker | 1 comment

The past two years have seen an increase in shared ownership schemes offered by developers, as they seek to assist first time buyers in getting their foot on the property ladder. In addition to the...

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