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Title Guarantee

21 April 2010 | Richard John

I have personally acted for banks and other lending institutions for approximately twelve years.  In that time, I have acted for probably ten to twelve such institutions and have never acted for a lender...

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It’s a question of priorities

19 April 2010 | Richard John | 3 comments

A common scenario which I have come across when acting for mortgagees in connection with property sales by them involves the following entries at the land registry: Charges Register: 1.  Equitable...

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Assured Shorthold Tenancy Agreement Threshold to Rise to £100k from £25k

14 April 2010 | Faiza Ahmad | 1 comment

Currently, to be an Assured Shorthold Tenancy the annual rent under the tenancy must be less than £25,000 per annum. This threshold will increase to £100,000 with effect from 1 October 2010 . The statutory...

The Land Registry Portal

14 April 2010 | Richard John

The Land Registry Portal Land Registry Direct ("LRD") is a wonderful website.  In the bad old days before it was available, one had to order official copies by telephone and wait for them to arrive...

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Dematerialisation is overrated

13 April 2010 | Richard John

When the Land Registry uses the word “dematerialisation”, it means that it has decided to discontinue the practice of issuing Charge Certificates after registering a lender’s legal charge and Land...

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Budget – stamp duty for first time puchasers FAQs

26 March 2010 | Shimon Shaw | 3 comments

The Revenue have published a Q&A session which, hopefully, will answer some of your questions. In addition to the Revenue’s answers I’ve added my thoughts. We’ve had a great discussion on...

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Budget 2010 – Stamp Duty changes

24 March 2010 | Shimon Shaw | 16 comments

Whilst I am slightly loathe to post a pre-budget rumour this one is sufficiently headline grabbing to warrant some attention. The BBC have reported that Chancellor Alistair Darling is to announce in...

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HMRC information bulletin for non-resident landlords

11 March 2010 | Shimon Shaw

The non-resident landlords scheme is a good example of a trap for the unwary. Whenever a tenant pays rent to a landlord that is non-resident, or to a letting agent who then pays the rent to a non-resident...

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Treasury Consulation on Buy to Let

4 February 2010 | Shimon Shaw

As was reported in the press this morning, The Treasury has published a consultation called "Investment in the UK private rented sector". Otherwise known as buy to let. One of the key proposals is to...

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Pre Budget Report – what does it mean?

9 December 2009 | Shimon Shaw

Today’s PRB was fairly boring.  Unless you are a bank.  Or a banker.  Or a shareholder of a bank (which I suppose includes all of us). So let’s get the bankers out of the way before looking at...

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