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Housing: where do the main political parties stand?

26 April 2010 | Karin Holt

With the general election only a matter of days away, this briefing looks at what the three main political parties have proposed for the housing sector in their recent policy statements and election manifestos....

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Ignore the Restriction at your peril

26 April 2010 | Richard John

The specific Restriction I am referring to is worded thus: “Restriction:  No disposition of the registered estate is to be registered without a certificate signed by the applicant for registration...

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Title Guarantee

21 April 2010 | Richard John

I have personally acted for banks and other lending institutions for approximately twelve years.  In that time, I have acted for probably ten to twelve such institutions and have never acted for a lender...

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Assured Shorthold Tenancy Agreement Threshold to Rise to £100k from £25k

14 April 2010 | Faiza Ahmad | 1 comment

Currently, to be an Assured Shorthold Tenancy the annual rent under the tenancy must be less than £25,000 per annum. This threshold will increase to £100,000 with effect from 1 October 2010 . The statutory...

Dematerialisation is overrated

13 April 2010 | Richard John

When the Land Registry uses the word “dematerialisation”, it means that it has decided to discontinue the practice of issuing Charge Certificates after registering a lender’s legal charge and Land...

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Off-plan purchasers could be hit by the new 5 per cent stamp duty rate

30 March 2010 | Richard John | 1 comment

In last week’s budget, the Chancellor announced a new 5 per cent stamp duty tax rate for house purchases worth more than £1m, which will take effect from 6 April 2011. This change at first glance...

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Budget – stamp duty for first time puchasers FAQs

26 March 2010 | Shimon Shaw | 3 comments

The Revenue have published a Q&A session which, hopefully, will answer some of your questions. In addition to the Revenue’s answers I’ve added my thoughts. We’ve had a great discussion on...

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Home Information Packs – a basic guide for developers

22 February 2010 | helen.hall

A Home Information Pack or HIP is defined under section 148(2) of the Housing Act 2004 as “a collection of documents relating to the property or the terms on which it is or may become available for sale.” The...

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Jargon busting for first time buyers

8 February 2010 | Sarah Wilkins | 1 comment

Buying a property can be a daunting process, with so much you need to know and understand. I have attempted to explain some of the terms you may have come across or are hearing throughout your journey...

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Treasury Consulation on Buy to Let

4 February 2010 | Shimon Shaw

As was reported in the press this morning, The Treasury has published a consultation called "Investment in the UK private rented sector". Otherwise known as buy to let. One of the key proposals is to...

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